Zero Interest Credit Cards

It's a no-brainer to know that you can save a boat-load of money if you have the right credit card. The problem is finding one and finding the right one that's best for you. There are so many choices now when choosing a credit card and zero interest credit cards are a very popular choice. This will be the best card for you if you don't pay off your card each month but carry a balance. Here are some of the top 0% interest cards there are:

American Express

• APR 13.49%-18.99%
• 0% Introductory APR for up to 12 months.
• Fixed 3.99% on balances transferred for 12 months. $25 AmEx gift card issued for every $2.500 spent.
• Liberal one-month grace period for payments.
• No fees for late payments
• No fees for cash advances
• No fees for over-limit charges
• Free credit report with credit score every year

Visa Classic

• APR 7.5% to 9.5%
• 0% on balance transfers for 6 months; 7.5% to 9.5% after six months
• 11.5% to 13.5% APR on balances for convenience checks or cash advances, but there is a 5% transaction fee
• No cash advance fee

Visa Platinum

• APR 7.25%
• Default penalty APR is only 15.25% and cash-advance APR is only 11.25% with a 3% transaction fee.
• Balance transfer APR is 7.25%

Visa Platinum Travel Rewards

• 0% for six months on balance transfers
• No transfer fee
• 8.95% APR

Credit card benefits change frequently. The rates and benefits that these four cards offer are the best that are available to you right now. Knowing this information will help you narrow your search for the credit card that will help you save money and give you the most benefits. Each of these companies has many different cards so be sure you don't sign up for the first one you see, but find the exact credit card with these benefits.

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